An excellent question, Lord Galiwyn. I am moving this to the housing sub forum though. Mordecai, according to the pledge page, tax-free deeds for row houses start at the Ancestor pledge level.
I don't know if there is one so I quickly uploaded a video I recorded of a 3 story, working on royalty free music at the moment, hopefully Mad Hermit will do a proper one soon I really like the space available, I have a 2 story house and my aim is over the game to upgrade to a 4 story house via in game gold, I want something to focus on in game and not just buy my way to a large house