Just to confirm this is the case correct? I am not certain if things belongs here or general, but I am new still so I put it here, and maybe it will help some other new person. It took me a while to figure this out, people were asking if I wanted help with deck building, and I am slow so I said no I understand how to build a deck. However, building a character seems to mean building a deck and while that isn't really confusing, I just seem to agonize over it. Heavy armor or light armor, swords, archery or pure mage? - no need to answer I have read a bit and have finally made some decisions. Again the community has been really helpful here. Bamboozle especially.
Decks are only part of the Craracter go look in here https://www.shroudoftheavatar.com/forum/index.php?forums/player-created-resources.486/ And some of the skill gains / deck building guides your answers are in there but there is much more to a character than just decks