Like, it is already a chore to try to complete the daily quests for the encounters, but I have gone through huge dry spells of getting nothing but the same pilgrim and then npc merchants while not a single bounty slip or ecology survey ticket. I wouldn't mind so much if the scenes were actually worth farming for loot, nodes, xp, etc. (that's a whole other wish list request in itself) but what spawned this request is today after getting 3 peasant clothing merchants in a row from 3 separate unicorn encounters, it occurred to me that I wanted to kill that NPC merchant and nothing should be stopping me from doing so. There are so few means of lowering virtue as it is, so I think lowering our love virtue by killing NPC merchants in encounters as we act as bandits is perfectly reasonable. The loot the merchants then will drop could be loosely based off what they are selling, but with the vast majority broken/burnt/shredded/etc. so you mostly get some raw materials and whatever gold coins they had one them.