Using melee/ranged is very good for grinding, maybe a direction you don't want to take the character but zero reagent cost apart from some heals and such. Also a lot of the lower tier spells in schools are zero reagent use and are actually some of the best damage skills of each of the trees. Glad you enjoying it overall and the housing i personally don't find an issue with it taking a new player 2 months( doing not the optimum money making method) as you state to be able to purchase a lot. If a player wanted to rush getting a house and thus grind till they get, mining is the best way to go really, here you can pull in 200 ore an hour and make 10k an hour thus selling to players quite easily, a month thus for a property is not that bad at all i don't think.A row house especially with something like a crafted 4 story greenhouse is one of the best choices a new player can make. Those crafted houses i just love and with a growing area up top really is all a new/mid or even older player needs imo. My first house was the one that looked like a garden shed in the cemetery just outside Brittany and i think it took me ages saving up for that as a new player. The crafted row house is great imo and also if you got other plots of land then now there are plenty of houses to craft, the new log cabin looks great. 500g a day cant be got as you state each day if you log in, say you didn't then that 4k you at the moment make in an hour would cover a weeks rent, not so bad i don't think. I have at the moment 2* taxed Town deeds , thus 4000 a day to find, 500g from oracle if i remember, leaves 3500g a day. I do usually log in for a few hours a day and have no trouble paying for that out of my earnings a day, true if i wasn't logging in id maybe have issues but in that case id downsize to what i could afford. Yes i don't like paying taxes really as i think that money could be better spent on whatever else but i don't have issues at the moment paying it.